fire damage

Help with fire damage insurance claims in Texas

Fire insurance claims can be the very complex and involved and difficut to navigate. While following the lead of the claim adjuster from your insurance company may seem like the path of least resistance, doing so will often lead to settlement delays, a grossly under-adjusted settlement and limited options for rebuilding and restoring your property and possessions.

Claims Public Adjusting knows exactly how to navigate YOUR fire insurance claim to get fast and accurate settlements. Rather than allowing the insurance company to direct the claim process, our proactive approach allows YOU to control the pace and settlement of the claim. This means our clients are fully compensated in the most efficient way.

100% support in any situations

Claims Public Adjusting are experts in understanding insurance policies, detailed estimations of damage and negotiating the largest possible fire claim settlement. We are focused on restoring your life. Let us help you avoid common mistakes that result in major complications, delays, disputes, or negligent misappropriation of insurance coverage.

With nearly all the fire claims we’ve worked, there’s been a large difference between what the insurance company OFFERS and what SHOULD be paid for the damages. Decisions and choices about your home, possessions and the fire insurance claim process should be made by you, not the claim adjuster from your insurance company. And, our assistance assures that.

Fire Insurance Claim Tips

Insurance companies commonly use bad tactics to delay and deny.
  • 1. Requests: Request a certified copy of your insurance policy with endorsement and copy of the fire report As Soon As Possible.
  • 2. Compile your own detailed personal property inventory.
  • 3. ALL of your personal property. Never allow any restoration company to remove your property for disposal or restoration until you know all your rights and options.
  • 4. Estimates Obtain independent damage estimates to determine the actual cost to rebuild your property.
  • 5. Document every point of communication with your insurance company adjuster. Best to also do so in writing via email.
  • 6. Wait: Never start the rebuild process until you know ALL your rights and options for settlement.
  • 7. Caution Use caution when submitting any information or documents to the insurance adjuster. You could waive your rights or jeopardize your claim.
  • 8. Demand an explanation if your claim has not been settled within 60 days.
  • 9. Seek to uncover all benefits your policy affords, or consult with a public adjuster. In many total-loss scenarios, a potential 35 percent in extra coverage above the policy limit may be available.
  • 10. Take Charge of the Fire Insurance Claim Process
  • 11. Finally, introduce yourself to Texas Fair Claims Handling by doing some online research.
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